Lynn has worked in Financial Services since 1988 and has worked for RBS, Scottish Amicable for 9 years, Scottish Life in London for 6 years before becoming a Financial Adviser in 2009. Lynn is a Fellow of the Personal Finance Society and a Chartered Financial Planner with specialist knowledge across all areas of Financial Planning.

Raymond has worked in Financial Services since 1976, initially working as a Claims Clerk with Scottish Amicable and then becoming a Financial Adviser in the 1990s. Raymond is a Chartered Financial Planner which means that he has specialist knowledge across all areas of Financial Planning.

Elaine has worked in Financial Services since 1987, working with Scottish Amicable in various roles within Records and Premiums, Annuities Section and Group Pensions as a Training Co-ordinator. Elaine has many years experience of dealing with all aspects of administration and processes in the financial services workplace.
Elaine has a vast amount of experience in dealing with complex pensions and investments including drawdown, SIPPS and SSAS.